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Child care subsidy (CCDF)

States use federal Child Care and Development Fund money to help working or student parents pay for licensed care. You apply through your state's child-care office.

Typical award

State pays most of an eligible provider's bill

Time to apply

1–2 hours

Ease

Straightforward

Why this is (relatively) easy

A standard state form, not a national competition. Many families who qualify never apply.

Who usually qualifies

  • Parents who work, attend school, or are in job training (state rules vary)
  • Income within the state limit
  • Child within the state's age range, often under 13

What to have ready

  • Work or school proof
  • Income
  • Child's birth information

Steps

  1. 1

    Start at ChildCare.gov and choose your state.

  2. 2

    Submit the subsidy application.

  3. 3

    Pick a participating provider once you are approved.

Deadline: Some states have a waitlist. Official program page

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