BenefitHHS / your stateIncome-based
Child care subsidy (CCDF)
States use federal Child Care and Development Fund money to help working or student parents pay for licensed care. You apply through your state's child-care office.
Typical award
State pays most of an eligible provider's bill
Time to apply
1–2 hours
Ease
Straightforward
Why this is (relatively) easy
A standard state form, not a national competition. Many families who qualify never apply.
Who usually qualifies
- Parents who work, attend school, or are in job training (state rules vary)
- Income within the state limit
- Child within the state's age range, often under 13
What to have ready
- Work or school proof
- Income
- Child's birth information
Steps
- 1
Start at ChildCare.gov and choose your state.
- 2
Submit the subsidy application.
- 3
Pick a participating provider once you are approved.
Deadline: Some states have a waitlist. Official program page